Uninsured/Under Insured Motorist Coverage

So you have been involved in a car accident and now you have property damage and the medical bills that ensue. However, come to find out the driver of the other car has no insurance! So what do you do? In Texas, one of the potential answers is uninsured/underinsured motorist coverage. UIM coverage refers to a type of automobile insurance policy intended to protect responsible drivers from irresponsible drivers who either do not buy insurance at all, or drivers who do not have sufficient insurance to cover damages they have caused. UIM coverage will help pay for the damages and medical expenses, up to the limits of the policy, if the other driver doesn’t have enough insurance to compensate you for your damages.

Some of the different situations where UIM can protect you and your vehicle:

• May apply when you’re in your car or truck and you’re hit by a driver who doesn’t have enough insurance.

• May apply in a hit and run accident if there is contact between your vehicle and the other vehicle.

• May apply if you are a pedestrian and are hit by a car or truck with a driver who doesn’t have enough insurance.

• May apply if you are on a bicycle and hit by a vehicle with a driver who doesn’t have enough insurance.

• May apply if you’re a passenger in another car that is hit by a driver who doesn’t have enough insurance.

As you can see it is very important to make sure you do in fact have UIM coverage in cases were you are involved in a collision with an negligent driver. Don’t be victimized twice. Get Uninsured motorist coverage today! Call AshjariLaw.com today, if you have been involved in a motor vehicle accident.

Tags: Automobile insurance, Car Accident, Car Insurance, collision, dallas, Insurance Coverage, Law services, legal services, plano, Texas, UIM, Underinsured Motorist, uninsured motorist